Alchemy
Tokenize Debt Obligation
Who is Alchemy For?
Investors
Investors have the ability to invest in TDOs, Tokenized Debt Obligations. Investors can now participate in a liquid and transparent securitized market.
Borrowers
A global pool of lenders will give borrowers more access to liquid capital than current solutions on the market.
Lenders
Alchemy reduces high credit risk and high default rate prospects, while at the same time offering risk-adjusted downside protection for capital lenders.
Why Alchemy?
| Competitors | Global Access | Anonymous Lender | Secondary Market | Decentralized Intermediate | Trust |
|---|---|---|---|---|---|
| Alchemy | | | | | ||||
| Conventional Banks | | | ||||
| Lending Club | | | | ||||
| Lending Tree | | | | ||||
| SALT | | | |
The Alchemy P2P Lending Process
Step 1
Credit borrowers can request to borrow money on our Alchemy P2P platform.
Step 2
Through AI and Machine Learning our platform plans to expedite the credit screening process and push out a risk-adjusted interest rate for the borrower and lender.
Step 3
Once the rate is agreed upon by both parties, Alchemy then facilitates funds from the lender to the borrower’s account.
Step 4
Credit borrowers debt is then pooled into Alchemy Tokenized Debt Obligations (TDOs).
Step 5
Debt pools are then split into tranches based on risk profile.
Step 6
Investors can purchase Alchemy tokens to have ownership in the TDOs.
Alchemy Media
