0
10M
20M
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Pre-ICO starts in

: $3,000,000
|
: $60,000,000
Private Sales
4/27/2018
25%
0.9
0.00075 ETH
Pre-ICO
7/16/2018 ~ 8/13/2018
15%
1.02
0.00085 ETH
Public ICO
8/27/2018 ~ 9/10/2018
5%
1.14
0.00095 ETH

Alchemy is building a blockchain-based peer-to-peer (P2P) lending marketplace. The platform is intending to enable for instant and direct lending between supply-side lenders and the demand-side borrowers from all over the world in a trusted manner using the advantages of smart contracts and blockchain technology.

alchemy

What We're Working Towards

We working towards offering a unique architecture to analyze and structure a credit risk-adjusted rate with the utilization of Artificial Intelligence (AI) and Machine Learning (ML). We aim to revolutionize the peer-to-peer lending market and serve as the leading infrastructure for credit provider and credit seeker.

alchemy

Supply - Demand
Marketplace

Сryptocurrency
Lending

Global Peer-to-Peer
operations

Key Indicators
60% Positive
Response Rate
from Marketing Survey
5+
Industry Veteran and HNI
Over 100,000
users
on list first year
10 Million
users
targeted in 5 years
60% Positive Response Rate from Marketing Survey
5+ Industry Veteran and HNI
Over 100,000 users on list first year
10 Million users targeted in 5 years

Why Alchemy

Debt financing has traditionally been facilitated by conventional banks for the past few centuries. Recently peer-to-peer (P2P) lending platforms such as Lending Tree and Lending Club disrupted the industry as consumers sought alternative financing channels. The P2P "Revolution" was proliferated in the wake of the 2008 economic financial crisis, and was further popularized as these platforms offered cheaper and more accessible access to financing. Alchemy believes the P2P lending industry is ripe for another wave of disruption with the incoming adoption of cryptographic technologies. We intend to become the leading P2P lending platform on blockchain technology.

Competitors Global Access Anonymous Lender Secondary Market Decentralized
Intermediate
Trust Level
Alchemy
Conventional Banks
-
-
-
Lending Club
-
-
-
-
Lending Tree
-
-
-
-
SALT
-
-

The Alchemy P2P Lending Process

Few steps. It’s easy

Step 1

Credit borrowers can request credit debt on our Alchemy P2P platform.

Step 2

Through AI and Machine Learning our platform plans to expedite the credit screening process and push out a risk-adjusted interest rate for the borrower and lender.

Step 3

Once the rate is agreed upon by both parties, Alchemy then facilitates funds from lender to the borrower’s account.

Step 4

Credit borrowers debt is then pooled into Alchemy Collateralized Debt Obligations (CDOs).

Step 5

Debt pools are then split into tranches based on risk profile.

Step 6

Investors can purchase Alchemy tokens to have ownership in the CDOs.

Projected Roadmap

We are ready to skyrocket

Q1: Launch Alchemy

Q2: Formulate engineering and finance team

Q3: Secure financial institutions and retirement fund management interests; NDIRA and in discussion with a few more

Q4: Blockchain smart contracts design and acquire strong interest from students and individuals about Alchemy

2017

Q1: Blockchain smart contract creation and integration

Q2: Alpha version of Alchemy P2P lending Network

Q3: Beta Version of Alchemy P2P lending Network

Q4: Expand Alchemy P2P Lending Network and integration score and credit riskiness valuation for potential borrowers

2018

Q1: Partnerships and beta testing with relevant business, financial and legal partners

Q2: Release product for interested market participants (consumers can start request debt financing through AFI platform). Start with debt purchase

Q3: Product test run for new market verticals (real estate in Cambodia and the Philippines. Also the peer to peer market in SE Asia and Africa.)

Q4: First batch transactions of securities and tranches with Alchemy coins

2019

Distribution of Funds

Countries of Expansions

60%
USA
10%
Cambodia
10%
The Philippines
5%
SE Asia, Other
7.5%
Africa
7.5%
Europe

Business Verticals

35%
Technical & Product
30%
Sales & Biz Dev
15%
Internal Team
10%
Marketing & Advertising
8%
Legal
2%
Reserve

Alchemy’s Platform Experience

The Alchemy’s platform is designed for investment and loan management. Members can easily operate investment and loan management.

*Image is for demonstration purposes only. Interest rates and other terms depicted are not representations of actual customer rates. Membership in the Alchemy's platform is a prerequisite to obtaining information regarding rates and eligibility.

Management Team

JT Bell

Co-Founder & Managing Partner

James Fan

Co-Founder & COO

Justin Jung

Co-Founder & CEO (Currently Stepping Down Because of Health Issues)

Chris Lowe

Director of Risk Management

Riley Cagle

Director of Government Relations

Benjamin Chen

Director of Product Development

Nick Chen

Director of Assets Acquisitions

John Tse

China & Southeast Asia Sector B&D

Advisors

David Weild

Security Exchange Advisor

Jared Polites

Anti Security Fraud Advisor

Michael Christensen

Blockchain Technology & Europe Section Advisor

George Han

Singapore Section Advisor

Michael Creadon

Product Research Advisor

Michael Kapilkov

Advisory Board Member

Jacky Ho

Incubator Mentor

FAQ

Can you give us a general idea of your project?
Where is Alchemy base at?
Is it a way for lenders, small time and large, to connect with borrowers, removing the middleman?
Revenue Model for platform?
Could I get a general overview of the ICO’s Goals, Functions, and Purpose ?
Do we know what exchange this coin is aiming to get on?
What will be the initial price of alchemy coin?
What kind of currency do I contribute with?
How I could participate?
Will there be restrictions on who can participate in the ico?
Is this something I could invest in?
Will you be airdropping some coins?
How much is 1eth worth? Or where could I check the rates?
Total volume of the tokens?
Where can i find the ERC20 contract address?
Will it be security token?
Why do you think it is a security token?
What is CDO(Collateralized Debt Obligations)?
What makes your token different?
The revenue stream for token holders?
Can Token holders earn interest income?
Does fee all goes into CDOs that is going to be tokenized?
Can token holder, and american (not accredited investor ) use your loan service?

Join Alchemy